Independent Brokerage — Multiple States

Real Coverage. Real People.

Insurance shouldn't be a mystery. We break down what actually matters in your policy, show you how it impacts your wallet and your life, and arm you with the knowledge to stay ahead of rate increases. No jargon. No runarounds. Just the truth — because that's how we do business.

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Our Partners

Representing Top Carriers Nationwide

Chubb Chubb
Hagerty Hagerty
Hippo Hippo
AmTrust AmTrust
Hiscox Hiscox
NEXT Insurance NEXT Insurance
Simply Business Simply Business
Berxi Berxi
Chubb
Hagerty
Hippo
AmTrust
Hiscox
NEXT Insurance
Simply Business
Berxi
THREE Insurance
Neptune Flood
Coterie Insurance
Cover Whale
SkyWatch (Drone)
RLI Surety
weSure
ePremium Insurance
Kelly Klee
OpenRoad
Insur-Fi
CrossCover
Novella
NormanMax
Green Shield Risk

Our Coverage Lines

Everything you need, all in one place

Personal Insurance

Auto, home, and renters insurance tailored to your lifestyle. Get comprehensive coverage that protects what matters most.

Home, Auto, Renters

Commercial Insurance

General liability, property, and workers compensation. Protect your business from unexpected risks and liabilities.

Trucking Specialists

Life & Health Insurance

Term life, whole life, and health coverage for you and your family. Ensure financial security and peace of mind.

Via Defender Financial Group →

Additional Coverage

Umbrella policies, specialty coverage, and risk management solutions tailored to your unique circumstances.

Customized Solutions

Why Choose The Real INS Group

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Independent Agents

We represent top carriers, giving you more options and the freedom to choose coverage that truly fits your needs.

02

Expert Guidance

Our team has decades of experience handling claims, renewals, and policy adjustments. We're here every step of the way.

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Transparency First

No hidden fees, no confusing jargon. We educate our clients so you understand exactly what you're paying for and why.

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24/7 Support

Need help with a claim or have questions? Our support team is available around the clock to assist you.

Frequently Asked Questions

Find answers to common questions

Simply reach out to our team through the contact form, phone call, or email. We'll gather information about your coverage needs and provide you with a personalized quote from our network of carriers within 24 hours.
No problem! We can review your existing coverage and shop the market to find you better rates or more comprehensive protection. There's no obligation, and we'll help you through any transition process.
We operate as an independent brokerage across multiple states. To confirm our availability in your specific state, please contact us directly or check our contact information. We're continuously expanding our coverage.
Our services are completely free to you. We're compensated by insurance carriers, so you pay no broker fees or service charges. You only pay for your actual insurance premiums.
We accept all major credit cards, bank transfers, and automatic draft payments. Your payment method is securely processed, and we offer flexible payment schedules to fit your budget.
Absolutely! We help guide you through the claims process from start to finish. Our team advocates on your behalf with the insurance carrier to ensure your claim is handled fairly and efficiently.

Insights & Updates

Straight talk on insurance — no jargon, no fluff

March 25, 2026

5 Reasons to Review Your Insurance This Spring

Home insurance premiums jumped 20% in a single year. Auto averages $175/month nationally. If you haven't shopped your coverage recently, you're almost certainly overpaying — or worse, underinsured. Spring is the right time to fix that. Life changes (new roof, new car, new employees) open coverage gaps you don't know about until a claim hits. Spring storms are also peak claim season — roof leaks, flooding, and hail damage spike every year. One conversation with an independent agent can tell you where you stand and what it would cost to shore up your gaps. No obligation. No hard sell. Just answers.

March 18, 2026

Independent vs. Captive Agents: What Actually Matters

Independent agencies place 61.5% of all P&C insurance in the US — and 87% of commercial lines. There's a reason for that. A captive agent works for one carrier. They can only sell you what that carrier offers, at the prices that carrier sets. An independent agent works for you. We represent multiple carriers, which means we can shop your risk across the market and find the best fit — not just the best available option from a single company. That matters a lot when your risk doesn't fit neatly into a standard box, which is most people and most businesses. If you've never had someone actually compare your options, you've never had an independent agent.

March 10, 2026

Umbrella Policies: Who Needs One and What It Actually Costs

Nuclear verdicts — jury awards over $10 million — were up 52% in 2024. Your home and auto policies typically max out at $300,000–$500,000 in liability. If a judgment comes in above that, the difference comes out of your savings, your home, your assets. An umbrella policy adds $1 million in coverage for roughly $250–$550 per year. That's $20–45 a month. It's one of the best-value products in insurance, and most people who need it don't have it. You're a candidate if you have substantial savings, teen drivers, rental property, employees or contractors, or a business with any public exposure. If any of those apply, it's worth a 10-minute conversation.

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Multi-State Licensed

Fully licensed and regulated in multiple states across the nation.

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Industry Experts

Decades of combined experience in insurance consulting and claims management.

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Data Security & Privacy

Your information is protected with industry-leading security standards and privacy practices.

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24/7 Support

Round-the-clock customer support for all your insurance needs and questions.

Get in Touch

Ready to experience real insurance service? Reach out to our team today. We're here to answer questions, provide quotes, and help you find the coverage that's right for you.

Phone
(317) 441-8846
Email
sales@therealinsgroup.com
Hours
Mon-Fri: 8am-6pm | Sat: 9am-2pm | 24/7 Support

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