Get a quote

Short answer

Tell us what you want to cover. We'll compare carriers and come back with our best 3 options, explained in plain words.

Quotes
Free, no obligation
Companies compared
35+

What happens after you ask

  • First, we ask a few questions about what you want to cover.
  • Next, we compare carriers. Carriers are the insurance companies that write your policy.
  • Then, we come back with our best 3 options and explain each one.

What to have handy

A few things make it faster. Don’t worry if you’re missing something. Just tell us what you have.

  • Your current declarations page, if you have one. It’s the summary at the front of your policy.
  • For car insurance, the drivers and vehicles you want to cover.
  • For home insurance, the address of the home.
  • For business insurance, a few basics about your business, like what it does.

No pressure

Quotes and advice are free, with no obligation. If we can’t help, we’ll tell you plainly.

Would you rather talk it through? Call us at (317) 245-8700.

Start your quote

I'll ask a few questions at a time, like a quick chat. You can go back and change anything before you send it.

Fill in the parts that apply to you. Fields marked with an asterisk are required.

About you

Let's get started. What's your name?

I'll need your date of birth too. It's part of every quote.

What's the best way to reach you?

We'll only use these to talk with you about your quote.

And where do you live?

Your mailing address is fine.

What to quote

What would you like us to quote?

Pick as many as you like.

For you and your family
For your business
Life, health and retirement

Your current policy

Do you have your current declarations page handy?

For auto, home and other personal insurance.

It's the summary page at the front of your policy. Sharing it can speed things up and help us make your quote more accurate. Don't have it? No problem. Just continue.

A photo, screenshot, PDF or Word file works. Files can add up to 7 MB in total.

Your household

For auto, home and other personal insurance.

Now a little about your household.
Marital status
What's your spouse or partner's name?

If you're married or have a domestic partner.

Does anyone else live with you?
Does anyone else age 15 or older live with you?
Don't count your spouse or partner.

If yes: Who else lives with you?

Person 1

More than one? Tell us about the others in the notes at the end.

Auto

Only if you want a auto quote.

Thanks. Is your auto declarations page current and up to date?

If you added an auto declarations page.

If anything changed since it was printed, I'll ask about just those parts.

Is it current and up to date?
If something changed: What changed?
Pick all that apply. We'll only ask about those.
Next, tell me about your car.

If you have no auto declarations page.

Let's start with one. You can add more after.

We can usually look this up.
How do you use it?

If you have no auto declarations page.

Do you own it?
What's it mostly used for?
A best guess is fine.
Whose names are on the title?
Check everyone listed on the title.
Tell me about each driver.

If you have no auto declarations page.

We can usually look this up.
Any accidents, claims, or tickets lately?
In the past five years, has any driver had an accident, a claim, or a ticket?

If yes: Tell us about each one

Incident 1
A best guess is fine.

More than one? Tell us about the others in the notes at the end.

Does any driver need an SR-22?

An SR-22 is a form some states require after certain tickets or a suspended license. If a driver needs one, a court or the state will have told them.

Does any driver need an SR-22?
Any trailers you want covered?
Do you have any trailers you want covered?

If yes: Tell us about each trailer

Trailer 1
We can usually look this up.

More than one? Tell us about the others in the notes at the end.

How much coverage would you like on your car?

Full coverage typically means liability, collision, and comprehensive coverages. Liability only can help pay for damage or injuries you cause to others, not for your own car.

Coverage level

If a vehicle is financed or leased: A vehicle is financed or leased, so we picked full coverage. The lender or leasing company will usually require it.

Liability only, with a financed or leased vehicle
Which deductibles would you like?

If you want full coverage.

A deductible is the part you pay first on a claim. Pick what you have now, or what you'd like.

Collision deductible
Collision can help pay for damage to your car from a crash.
Comprehensive deductible
Comprehensive can help pay for things like theft, hail, or hitting a deer.
Show me different options
How does your coverage look?

If you added a declarations page.

Your declarations page shows what you have now. Want to keep it, or see some options?

What would you like?

Home

Only if you want a home quote.

Thanks. Is your home declarations page current and up to date?

If you added a home declarations page.

If anything changed since it was printed, I'll ask about just those parts.

Is it current and up to date?
If something changed: What changed?
Pick all that apply. We'll only ask about those.
Now let's talk about your home. Where is it?

If you have no declarations page, or your address changed.

Is it at your mailing address?
Tell me about the house.

A best guess is fine for each of these.

What style is it?
How about the roof?
years
If it was replaced, count from then. A best guess is fine.
What's on the roof?
How is the house heated and cooled?
What's the main heat source?
Central air conditioning?
What's the house built on?
Is there a basement?
A little about the kitchen and baths.
Custom kitchen cabinets?
What are the walls, floors, and ceilings like?

Think about most of the house. Not sure is fine.

Floors (pick all that apply)
Any garage, decks, or porches?
Is there a garage?
Any decks or porches?

If yes: Tell us about each one

Deck or porch 1

More than one? Tell us about the others in the notes at the end.

Any other buildings on the property?
Any other buildings on the property, like a shed or a pole barn?

If yes: Tell us about each one

Building 1

More than one? Tell us about the others in the notes at the end.

Is there a pool?
Is there a pool at the home?
If there is a pool: Is the pool fenced?
If there is a pool: What kind of pool?
If there is a pool: Is there a deck or patio around it?
Any dogs at home?
Any dogs at the home?
For a mixed breed, tell us the mix if you know it.
Whose names are on the deed?

Check everyone listed on the deed. A married couple may not both be on it.

Names on the deed
Any claims on the home lately?
In the past five years, have you made a claim on a home policy?

If yes: Tell us about each one

Claim 1
A best guess is fine.

More than one? Tell us about the others in the notes at the end.

Like solar panels, a home business, or a recent remodel.
What deductible would you like on the home?

A deductible is the part you pay first on a claim. Pick what you have now, or what you'd like.

Deductible

Some insurance companies use a higher deductible for wind and hail, or one that's a percentage of your home's insured value. If yours might, we'll explain it when we go over your quotes.

Show me different options
How does your coverage look?

If you added a declarations page.

Your declarations page shows what you have now. Want to keep it, or see some options?

What would you like?

Renters

Only if you want a renters quote.

Thanks. Is your renters declarations page current and up to date?

If you added a renters declarations page.

If anything changed since it was printed, I'll ask about just those parts.

Is it current and up to date?
If something changed: What changed?
Pick all that apply. We'll only ask about those.
Now your rental. Where is it?

If you have no declarations page, or your address changed.

Is it at your mailing address?
Let us know approximately how much you think your personal belongings are worth.

If you have no declarations page, or want to change coverage.

Think furniture, clothes, electronics and everything else you'd take with you if you moved.

Let us know approximately how much you think your personal belongings are worth.
A basic renters policy often starts around $20,000 in coverage for someone just starting out.
Any renters or home claims lately?
In the past five years, have you made a claim on a renters or home policy?

If yes: Tell us about each one

Claim 1
A best guess is fine.

More than one? Tell us about the others in the notes at the end.

How does your coverage look?

If you added a declarations page.

Your declarations page shows what you have now. Want to keep it, or see some options?

What would you like?

Condo

Only if you want a condo quote.

Thanks. Is your condo declarations page current and up to date?

If you added a condo declarations page.

If anything changed since it was printed, I'll ask about just those parts.

Is it current and up to date?
If something changed: What changed?
Pick all that apply. We'll only ask about those.
Now your condo. Tell me a bit about it.
If you have no declarations page, or your address changed: Is it at your mailing address?
If you know it.
Let us know approximately how much you think your personal belongings are worth.

If you have no declarations page, or want to change coverage.

Think furniture, clothes, electronics and everything else you'd take with you if you moved.

Let us know approximately how much you think your personal belongings are worth.
A best guess is fine.
Any condo or home claims lately?
In the past five years, have you made a claim on a condo or home policy?

If yes: Tell us about each one

Claim 1
A best guess is fine.

More than one? Tell us about the others in the notes at the end.

How does your coverage look?

If you added a declarations page.

Your declarations page shows what you have now. Want to keep it, or see some options?

What would you like?

Motorcycle

Only if you want a motorcycle quote.

Thanks. Is your motorcycle declarations page current and up to date?

If you added a motorcycle declarations page.

If anything changed since it was printed, I'll ask about just those parts.

Is it current and up to date?
If something changed: What changed?
Pick all that apply. We'll only ask about those.
Next, tell me about your motorcycle.

If you have no motorcycle declarations page.

We can usually look this up.
Do you own it?
Whose names are on the title?
Any riding accidents, claims, or tickets lately?

If you're not also asking about auto.

In the past five years, have you had an accident, a claim, or a ticket?

If yes: Tell us about each one

Incident 1
A best guess is fine.

More than one? Tell us about the others in the notes at the end.

How does your coverage look?

If you added a declarations page.

Your declarations page shows what you have now. Want to keep it, or see some options?

What would you like?

Boat

Only if you want a boat quote.

Thanks. Is your boat declarations page current and up to date?

If you added a boat declarations page.

If anything changed since it was printed, I'll ask about just those parts.

Is it current and up to date?
If something changed: What changed?
Pick all that apply. We'll only ask about those.
Next, tell me about your boat.

If you have no boat declarations page.

We can usually look this up.
feet
Does it come with a trailer?
Whose names are on the title?
Skip this if your boat has no title.
How does your coverage look?

If you added a declarations page.

Your declarations page shows what you have now. Want to keep it, or see some options?

What would you like?

ATV and UTV

Only if you want a atv and utv quote.

Thanks. Is your ATV and UTV declarations page current and up to date?

If you added an ATV and UTV declarations page.

If anything changed since it was printed, I'll ask about just those parts.

Is it current and up to date?
If something changed: What changed?
Pick all that apply. We'll only ask about those.
Next, tell me about your ATV or UTV.

If you have no ATV and UTV declarations page.

We can usually look this up.
Whose names are on the title?
Skip this if it has no title.
Any riding accidents, claims, or tickets lately?

If you're not also asking about auto.

In the past five years, have you had an accident, a claim, or a ticket?

If yes: Tell us about each one

Incident 1
A best guess is fine.

More than one? Tell us about the others in the notes at the end.

How does your coverage look?

If you added a declarations page.

Your declarations page shows what you have now. Want to keep it, or see some options?

What would you like?

Camper and RV

Only if you want a camper and rv quote.

Thanks. Is your camper and RV declarations page current and up to date?

If you added a camper and RV declarations page.

If anything changed since it was printed, I'll ask about just those parts.

Is it current and up to date?
If something changed: What changed?
Pick all that apply. We'll only ask about those.
Next, tell me about your camper or RV.

If you have no camper and RV declarations page.

We can usually look this up.
feet
Do you own it?
Whose names are on the title?
How does your coverage look?

If you added a declarations page.

Your declarations page shows what you have now. Want to keep it, or see some options?

What would you like?

Umbrella

Only if you want a umbrella quote.

Thanks. Is your umbrella declarations page current and up to date?

If you added an umbrella declarations page.

If anything changed since it was printed, I'll ask about just those parts.

Is it current and up to date?
If something changed: What changed?
Pick all that apply. We'll only ask about those.
How much umbrella coverage are you thinking about?

If you have no declarations page, or want a different amount.

An umbrella policy can add extra liability coverage on top of your auto and home policies.

Amount you have in mind
Do any of these apply to you?

These can change the price, so it helps to know up front.

Pick all that apply
How does your coverage look?

If you added a declarations page.

Your declarations page shows what you have now. Want to keep it, or see some options?

What would you like?

Business

Only if you want a business quote.

Now let's talk about your business.
What does your business do?
Like "We install and repair home heating systems."
What coverage are you looking for?

Pick all that apply. Not sure is fine. We can help you figure it out.

Coverage
Who works with you?
A rough range is fine.
Do you hire subcontractors?
Where do you do your work?
Pick the one that fits best
If you didn't pick commercial auto: Does the business use any vehicles?
Tell me about the business vehicles.

If you picked commercial auto or use vehicles for the business.

What kinds? (pick all that apply)
Two more questions about the business.
Do any of your contracts ask you to carry insurance or show a certificate?
Any business insurance claims in the past five years?

Life

Only if you want a life quote.

Let's talk about life insurance. Who is it for?
Pick one
What's got you thinking about it?
Pick any that fit
Do you have life insurance now?
Any life insurance now, through work or on your own?

Health

Only if you want a health quote.

Let's talk about health coverage. Who needs it?
Pick one
What's going on?
Pick any that fit
Do you have health coverage now?
Any health coverage now?

Annuities

Only if you want a annuities quote.

Let's talk about annuities. What interests you?
Pick any that fit
When would you like to talk?
Pick one

Wrapping up

Who insures you now?

If you have coverage now, tell me who it's with and when it renews. If not, just check the box.

Auto insurance

No current auto insurance
Find it on your declarations page.

Home insurance

No current home insurance
Find it on your declarations page.

Renters insurance

No current renters insurance
Find it on your declarations page.

Condo insurance

No current condo insurance
Find it on your declarations page.

Motorcycle insurance

No current motorcycle insurance
Find it on your declarations page.

Boat insurance

No current boat insurance
Find it on your declarations page.

ATV and UTV insurance

No current ATV and UTV insurance
Find it on your declarations page.

Camper and RV insurance

No current camper and RV insurance
Find it on your declarations page.

Umbrella insurance

No current umbrella insurance
Find it on your declarations page.

Business insurance

No current business insurance
Find it on your declarations page.
Anything else?
Almost done. How do you like to be contacted?

Pick all that work for you. We'll follow your lead.

Reach me by
If you picked Call: What days work best for a call?
If you picked Call: What time of day works best?
Like "after 5pm" or "not on Mondays".